Make Plans for Your Tax Return

Invest in Your Smile

Tax season doesn’t always bring smiles in the process, but investing your return in something that truly makes a difference can! The season is fast approaching and that return provides relief knowing you can plan for something you’ve desired: a straight, beautiful smile! The team at Adirondack Orthodontics wants you to know about the multitude of benefits we have to offer. Combined with our easy payment options, family discounts, and other ways to save, your tax return dollars can help you save on the orthodontic services you need. It’s the season of getting the smile you have always wanted!

Here’s one helpful way to save: take advantage of our PIF discounts! Even better, that’s just one of the many discounts we offer. We want to support you in the essential role you play in our community. If you are a first responder, teacher, or military service member, you may be able to take advantage of one of our additional discounts! Check out our Offers page and see if you qualify for one of these saving opportunities.

Prefer an interest-free payment plan? We’re always willing to work out a payment plan to make sure you can afford the orthodontic services you need. Plus, we can provide auto-pay and third-party options to make your payments as convenient as possible. We work with most insurance plans and can even help you understand how to best maximize your insurance to get the braces or clear aligners necessary for your smile journey. Using your tax return as a down payment is a great way to start your smile journey.

Don’t wait any longer to get started on your path to a more confident, healthy you. Adirondack Orthodontics has five convenient locations in Clifton Park, Glens Falls, Latham, East Greenbush, and Albany to make the process of getting started and completing treatment a breeze. Schedule a free consultation and let our Treatment Coordinators help you plan your savings! After assessing your smile, we can tell you about the treatments that will give you the smile of your dreams and assist you with saving while making your smile dreams come true!

Put your tax return dollars to work for you this year, schedule your free consultation with Adirondack Orthodontics!

Top 5 Ways We Keep Orthodontia Affordable

Cost & Convenience

At Adirondack Orthodontics, we make it possible for everyone to have a beautiful, healthy, and straight smile. We start by working with you to create a customized payment plan and educating you about all of your insurance and payment options. If you have any questions along the way, we’re always here to help! Take a look below at the top ways we aim to make our services as affordable and accessible as possible.

1. Financing

Financing options such as CareCredit can give you the opportunity to use a paid-in-full discount with no money down and 0% interest financing.

2. Easy Pay Options

Pay your bills from the convenience of our website and take advantage of autopay to make the process as simple as possible.

3. Insurance

Make sure we’re a participating provider with your insurance, which will give you access to the best prices. We also offer special financing if we are out of your network.

4. Adjustable Payment Plans

We understand that life happens and your financial situation may change. If you start an orthodontic treatment plan and something impacts your ability to keep up with bills, be sure to contact us. We will come up with a solution that works for everyone!

5. Special Offers

Occasionally we pass on additional savings to our patients in the form of special offers. When you begin discussing your orthodontic care and financial plan with our team, we can tell you more about our current offers.

No matter your budget or insurance, the team at Adirondack Orthodontics wants to make financing, payment, and insurance as simple and seamless as possible. We would love to build a payment plan that works for you.

Give us a call today and let us make your treatment affordable and accessible!

Now is the Time to Spend Your FSA – Before It’s Too Late

Here’s a great way to get 2021 off on the right foot: be sure to maximize the use of your flexible spending account (FSA) before the new year starts! The last day to incur expenses with your 2020 FSA is December 31, 2020 – so if you currently have money in your FSA, you need to move quickly to ensure you put it to good use. At Adirondack Orthodontics, we can help you put those dollars to work, while also putting a plan in place to ensure affordable orthodontic treatment using your FSA in 2021.

If you already have an FSA, you know money in that account is set aside for medical costs within the calendar year. This money is generally provisioned on a “use it or lose it” basis, which means it doesn’t roll over to the following year and should be used in its entirety. No matter how much money you have remaining in your FSA, our team can help you make the most of it by funding an ongoing or new orthodontic treatment.

Adirondack Orthodontics is known for working with patients to ensure they receive the orthodontic solutions they need while staying within their budgets. In addition to directing your FSA toward the cost of orthodontic treatment, you can always take advantage of discounts and offers we provide to make treatment even more affordable.

Whether you’re a current patient or getting ready to begin your journey, Adirondack Orthodontics is here to make sure you realize your dream of achieving a beautiful and healthy smile. Call us today to schedule a consultation, or request an appointment through our website, and let us put you on the path to success. We’re certain you’ll Love Your Smile and Love Your Experience!

How to Make Orthodontics More Affordable

Adirondack Orthodontics Can Help

A healthy, beautiful smile is a long-term investment, yet many people assume they can’t afford it. Fortunately, Adirondack Orthodontics makes it as easy as possible for patients to pay for the treatments they need. From guiding you through the process of insurance and medical spending accounts to offering discounts and various payment methods, the team at Adirondack Orthodontics is here to help you save on your most important investment: your health.

FSAs & HSAs: What You Need to Know

Flexible spending accounts (FSAs) and health savings accounts (HSAs) are related, but each offers distinct ways to save money on health care. While both allow patients to use pre-tax dollars for certain health expenses, there are some important differences between the two.

FSAs enable you to set aside pre-tax dollars to use towards specific health care, including orthodontic treatment. Not only can FSAs be used for your own deductibles and office visits, but they can also be used for your dependents as well. Employers set up the FSA and have control over them; they get to decide the rollover rules, and contributions can only be changed during open enrollment.

An HSA is a bit more restrictive in some ways and less restrictive in others. While an HSA enables you to use pre-tax income towards medical costs just like an FSA does, an HSA can be utilized only if you have a high-deductible health plan. As the owner of an HSA, you have control over changing contributions and can bring your account with you if your employment changes. You also have the ability to contribute more to your account, meaning you will have a greater amount set aside to help with orthodontia and other medical bills.

By using an FSA or HSA for necessary medical expenses, you can save money in the long run. Generally, using one of these accounts won’t give you a straightforward discount on the treatment you need. What it does is help you to save money on your taxes. At a minimum, you’ll save the money that would have been taxed on the income you set aside; at maximum, you might be able to put yourself in a lower tax bracket altogether.

Keep in mind that the next deadline for making your FSA contribution is December 31, 2019, while the deadline for HSA contributions is April 15, 2020. If you have any questions about how to utilize your plan, call the knowledgeable staff members at Adirondack Orthodontics.

Choosing a Participating Provider

If you have insurance, selecting an in-network (participating) provider will allow you to make the most of it. When you choose a participating provider, you ensure that your provider will accept the fees set by the insurance company. Plus, many participating providers can offer extra assistance, maximizing your benefits. They understand the insurance company’s rules and procedures – they’re in the network – and will often handle paperwork and claims for you.

At Adirondack Orthodontics, we participate with almost every insurer in the area, but we recommend you check with yours to be sure. That way, you won’t be blindsided by a bill that you thought would be covered by your insurance.

Other Ways to Save

Adirondack Orthodontics is always searching for ways to help our patients save on their orthodontic treatments, both immediately and over long periods of time. Some of the ways we help you save include:

  • Spread Out Payments: Extended payment plans and low down-payment options allow you to pay a little upfront and spread payments out over time.
  • Pay Now or Later: Whether you want to take advantage of our paid in full discount by paying upfront or paying over time with an interest-free payment plan, we are here to help.
  • Sibling Discount: If you have more than one child who needs treatment, we offer a multiple sibling discount.
  • Other Discounts: We offer discounts for military personnel, teachers, and first responders.
  • Referral Program: Pass on your love of Adirondack Orthodontics and enjoy a referral discount.

Schedule an Appointment

Adirondack Orthodontics can inform you about all the different options available to you. No matter your budget or how you want to structure your payments, we can guide you through the decision-making process and make sure you’re fully informed before you get started. Call us today to schedule an appointment and let us help you start your journey or your child’s journey to a strong, stunning smile.

Enjoy Summer Savings at Adirondack Orthodontics

Think about everything you’re looking forward to doing this summer. Maybe you want to go on a vacation with your family, or simply enjoy summer evenings with friends. Perhaps you’ll spend these months planning your fall or winter wedding. No matter your plans, you deserve to enjoy these months and all the photos taken during them with a straight, even smile.

Now is the perfect time to start improving your smile with the help of Adirondack Orthodontics. Whether you want your teeth straightened with braces or Invisalign, we welcome you to enjoy all of the discounts and specials we have to offer this summer.

Summer 2019 Discount & Referral Programs

Patients with no orthodontic benefits will appreciate our 60-month CareCredit plan. Should you be approved, you can receive braces for as low as $89 per month or Invisalign for as low as $99 per month. Affordable orthodontic care is finally within your reach when you turn to Adirondack Orthodontics.
Past patients tend to rave about the quality of our services and the comfort they feel when they visit our offices. You’re already recommending us to family and friends – why not receive a reward for it? Refer a friend who starts treatment with us, and you will receive a $100 Amazon gift card while your friend will receive $100 off their treatment.

Finally, we have a little something for the adults out there: a massive discount on Invisalign. If you’re a parent who’s been putting off orthodontic treatment, come see us and find out how you can get $1,000 off your Invisalign treatment! The final cost of treatment will be $5,000.

Don’t Sleep on Summer Savings

Adirondack Orthodontics always finds a way to help our patients afford a healthy, straight, and stunning smile. Contact us today to schedule an appointment and learn more about our summer savings opportunities.

Invest in Yourself this Tax Season

Spring is the perfect time to make an investment in yourself, and if you’re receiving a tax refund, the timing is even better. There’s no better place to start than with your smile. An orthodontic treatment specifically tailored to your individual needs and desires will keep you smiling long after the tax season. 

At Adirondack Orthodontics, we understand that orthodontic care is one of the most valuable investments you can make. For that reason, we’ve designed financing options that ensure treatment is accessible and affordable. You can spread payments out over time as it works best in your budget. Our payment plans can be extended beyond the duration of your treatment. And, instead of charging interest that will ultimately cost you more, we offer interest-free financing.

It is also beneficial to work with an orthodontist who participates with your insurance, rather than one that simply accepts it. This will not only reduce your costs, making treatment more affordable but also save you the hassle of dealing with the associated paperwork. Adirondack Orthodontics is proud to be the only orthodontic practice in the Capital Region that is a participating insurance provider with almost every insurer, so we are uniquely suited to provide a seamless experience.

There is no better time to invest in your oral health and achieve the stunning smile you’ve always wanted. Contact us to schedule a complimentary consultation, and we can start creating your beautiful and healthy new smile the same day!

How to Get the Most Out of Your Flexible Spending Account

When it comes to making orthodontic care affordable, planning ahead can make all the difference. While insurance typically covers a portion of the treatment, you’ll likely be responsible for some out-of-pocket expenses. One option that can significantly mitigate the cost of treatment is a Flexible Spending Account (FSA), which is available through your employer. As part of your employee benefits package, an FSA allows you to allot pre-tax dollars for eligible health care expenses.

Here’s how it works: before taxes are taken out of your paycheck, money is set aside in your FSA account. When you incur health care costs, the FSA money can be utilized. Eligible expenses include orthodontic treatment and prescriptions, as well as other out-of-pocket expenses such as deductibles, office visits, and dental office procedures. And, an FSA can be used not only for you but also for your eligible dependents and spouse.

FSAs have start and end dates, and the time in between is called the “plan year.” Typically, FSA accounts are funded around October or November of the current year, and go into effect on January 1 of the next year.

By thinking ahead about the cost of orthodontic care for you or your child, you can save for it at a pace that works for you. Best of all, by taking advantage of the benefits of an FSA, you are ensuring that you are able to offset healthcare costs, and doing so with pre-tax money.

Check with your employer to learn more about the deadline for funding your FSA, and then talk to us. At Adirondack Orthodontics, we can develop a plan that times treatments so you can maximize the benefits. Think of your FSA as a tool to help you to receive a beautiful smile that you can afford!

Use a Participating Provider for a Beautiful and Affordable Smile

The Benefits of a Participating Provider

Want a smile that’s both beautiful and affordable? Your best choice is to work with a participating provider. At Adirondack Orthodontics, we are proud to be the only practice that participates with nearly every insurer in the Capital Region.

What does that mean? As a participating provider, we have negotiated and established fees with the insurance companies in advance, and agreed to accept those fees. As a result, your out-of-pocket costs are greatly reduced – depending on the plan, you may not have any – so your treatment is more affordable.

In addition, we take on the full responsibility of dealing with the insurance company, including collecting payment, throughout your treatment. For you, that means no paperwork, no claims to file, no phone calls to make; we do it all, so you can concentrate on achieving the beautiful smile you’ve always wanted.

That’s a huge difference from working with an accepting provider – one who accepts your insurance but does not participate with the insurer. Not only will you pay more out of pocket – since the insurance company does not cover the entire cost of service – you also have to pay up front and then wait to be reimbursed by the insurance company. And we all know how long that can take!

At Adirondack Orthodontics, our commitment to providing caring, personalized service to our patients goes beyond the orthodontic treatment. We strive to make the entire process both affordable and stress-free, and as a participating provider, we have done just that for thousands of Capital Region families.

Call us today for a free consultation. We’d love to show you the power of working with a participating provider!

Factors Affecting the Cost of Orthodontics

Traditional views of orthodontic treatment often evoke feelings of a daunting undertaking.  Bulky braces, multiple appliances, poor aesthetics and high treatment cost are the perceived norm.  However, in today’s world, this couldn’t be further from the truth.

Technological advancements have reduced the size of braces, improved the efficiency of wires, improved patient comfort, and greatly improved aesthetics.  Further breakthroughs in clear aligner treatment, such as, Invisalign, has provided an additional level of flexibility for those seeking superior aesthetics.

These positive changes to orthodontic appliances have made orthodontic treatment less invasive, allowing for fewer and shorter appointments; because of this, the cost of treatment is assessed based on the individual treatment rather than the traditional model which priced treatment to the hardest cases. With more treatment option and reduced treatment cost, there has also been a positive effect on access to orthodontic care as a whole.

Here at Adirondack Orthodontics, we pride ourselves on our ability to limit the perceived barriers to achieving the beautiful smile people want and desire.  To better serve our patients, we participate with most insurances (see our website for further details), help our patients plan their Flexible Spending Accounts (FSA), and offer a variety of flexible payment plans.

In our upcoming posts we will discuss factors effective orthodontic treatment in greater detail:
• Type of Insurance
• Choosing a participating provider
• Getting the most out of your Flexible Spending Account (FSA)
• In office interest-free payment plans
• Third party financing (when applicable)

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