Find answers to commonly asked questions regarding paying for Invisalign and braces orthodontic treatment.

How much does Invisalign or braces cost?

The cost of Invisalign or traditional braces can vary depending on several factors. During your initial consultation, our team will provide you with a personalized treatment plan and discuss all associated costs to ensure transparency and clarity.

Can I finance braces or Invisalign?

Yes, we offer flexible financing options to help make orthodontic treatment more affordable for our patients. Our financing plans are designed to fit your budget, allowing you to pay for your treatment over time in manageable installments. Feel free to inquire about our financing options during your consultation, and we’ll be happy to discuss the details with you.

Do you have to pay for orthodontic treatment up front?

We understand that orthodontic treatment is a significant investment, which is why we offer flexible payment options. While some patients choose to pay upfront, we also offer financing plans that allow you to spread the cost of treatment over time. Our goal is to make orthodontic care accessible to everyone, so we’ll work with you to find a payment plan that suits your needs.

Are there any discounts or promotions available?

We run promotions and offer discounts on orthodontic treatment to help make it more affordable for our patients. Be sure to check our website or inquire with our office staff about any ongoing specials or promotions. Additionally, we offer discounts for family members or multiple siblings undergoing treatment simultaneously. Our priority is to provide excellent care at a fair price, so we’re always looking for ways to help our patients save money on their orthodontic journey.

Does dental insurance cover orthodontics like Invisalign/braces?  Are retainers covered by dental insurance?

Many dental insurance plans offer coverage for orthodontic treatment, including both Invisalign and traditional braces. However, the extent of coverage can vary depending on your specific plan and provider. Our team is experienced in working with insurance companies and can help you navigate the process to maximize your benefits. During your initial consultation, we’ll review your insurance coverage and provide you with a clear understanding of any out-of-pocket expenses.

I have orthodontic coverage through my dental insurance. Does that mean I won’t pay anything out of pocket for my treatment?

Most dental insurances cover a set percentage of the total treatment fee, less any deductibles and up to a lifetime maximum amount, for orthodontic treatment. The patient is responsible for the portion of the treatment fee that is not paid by their insurance.

Does my insurance pay out the full amount all at once when I start treatment?

Very few insurance policies pay an up-front lump sum for orthodontic treatment. The majority of insurances make smaller payments regularly throughout the course of treatment. Some pay monthly, others quarterly, semi-annually, or annually. This is why it is important to maintain your coverage until your treatment is completed.

What are non-covered services?

Even if a policy includes orthodontic coverage, there are often services involved in orthodontic treatment that are not included in that coverage. When these services are provided, the patient is responsible for the full cost. Depending on the policy, these may include additional appliances, cosmetic upgrades, records, scans, retainers, and other services.

My insurance only covers orthodontics in cases of medical necessity. What does that mean?

When an insurance policy covers medically necessary orthodontics, they generally mean they will only pay out in cases where the patient experiences significant levels of pain or dysfunction in crucial activities such as eating or speaking, or in cases of serious structural deformity or damage. It can be very difficult to have treatment approved as medically necessary.

What happens if I am covered under more than one policy?

If you have secondary insurance, we will make your contract according to our best estimate of what your primary insurance will pay. We do this because there is no way for us to reliably estimate what a secondary insurance might pay. The process of determining what your secondary insurance will pay can take 3-4 months from the start of treatment to complete. It is required that you make payments according to your contract until we receive payment from the secondary insurance. If your secondary pays out so much that you have an overpayment, you will be issued a refund.

Can I use my flexible spending account (FSA) or health savings account (HSA) to pay for treatment?

Yes, you can typically use your flexible spending account (FSA) or health savings account (HSA) to cover the cost of Invisalign or traditional braces treatment. However, it’s important to note that eligibility may vary depending on your specific plan and any regulations set by the IRS. We recommend checking with your FSA or HSA provider to confirm coverage and any documentation requirements before proceeding with treatment. In many cases, you may need to provide a detailed receipt or a letter of medical necessity from your orthodontist to substantiate the expense. Additionally, some plans may require pre-approval for orthodontic treatment, so it’s advisable to inquire about this beforehand.

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