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Contact UsHow to Get the Most Out of Your Flexible Spending Account
When it comes to making orthodontic care affordable, planning ahead can make all the difference. While insurance typically covers a portion of the treatment, you’ll likely be responsible for some out-of-pocket expenses. One option that can significantly mitigate the cost of treatment is a Flexible Spending Account (FSA), which is available through your employer. As part of your employee benefits package, an FSA allows you to allot pre-tax dollars for eligible health care expenses.
Here’s how it works: before taxes are taken out of your paycheck, money is set aside in your FSA account. When you incur health care costs, the FSA money can be utilized. Eligible expenses include orthodontic treatment and prescriptions, as well as other out-of-pocket expenses such as deductibles, office visits, and dental office procedures. And, an FSA can be used not only for you but also for your eligible dependents and spouse.
FSAs have start and end dates, and the time in between is called the “plan year.” Typically, FSA accounts are funded around October or November of the current year, and go into effect on January 1 of the next year.
By thinking ahead about the cost of orthodontic care for you or your child, you can save for it at a pace that works for you. Best of all, by taking advantage of the benefits of an FSA, you are ensuring that you are able to offset healthcare costs, and doing so with pre-tax money.
Check with your employer to learn more about the deadline for funding your FSA, and then talk to us. At Adirondack Orthodontics, we can develop a plan that times treatments so you can maximize the benefits. Think of your FSA as a tool to help you to receive a beautiful smile that you can afford!
The Benefits of a Participating Provider
Want a smile that’s both beautiful and affordable? Your best choice is to work with a participating provider. At Adirondack Orthodontics, we are proud to be the only practice that participates with nearly every insurer in the Capital Region.
What does that mean? As a participating provider, we have negotiated and established fees with the insurance companies in advance, and agreed to accept those fees. As a result, your out-of-pocket costs are greatly reduced – depending on the plan, you may not have any – so your treatment is more affordable.
In addition, we take on the full responsibility of dealing with the insurance company, including collecting payment, throughout your treatment. For you, that means no paperwork, no claims to file, no phone calls to make; we do it all, so you can concentrate on achieving the beautiful smile you’ve always wanted.
That’s a huge difference from working with an accepting provider – one who accepts your insurance but does not participate with the insurer. Not only will you pay more out of pocket – since the insurance company does not cover the entire cost of service – you also have to pay up front and then wait to be reimbursed by the insurance company. And we all know how long that can take!
At Adirondack Orthodontics, our commitment to providing caring, personalized service to our patients goes beyond the orthodontic treatment. We strive to make the entire process both affordable and stress-free, and as a participating provider, we have done just that for thousands of Capital Region families.
Call us today for a free consultation. We’d love to show you the power of working with a participating provider!
Giving the Gift of Smiles to Capital Region Children
Everyone, especially our children, deserves access to quality orthodontic care. Crooked teeth, overcrowding, underbites, and overbites can cause a lifetime of painful and expensive dental problems, not to mention the impact these issues can have on self-esteem.
Over the years, we have seen many children across the Capital Region who suffer from severe dental issues that can only be solved by braces. Unfortunately, many insurance providers don’t cover the cost, and as a result, families that can’t afford to pay out of pocket are forced to forego treatment for their children.
At Adirondack Orthodontics, we find this to be unacceptable – and we decided to do something about it by investing in the lives of local children in our community who need a helping hand. During the holiday season, we provided a gift that will truly put a smile on their faces: giving away free braces to children in need.
We were proud to team up with Smiles Change Lives, an international nonprofit that helps provide orthodontic treatment for kids whose parents can’t afford the full cost of braces. After more than 100 children were screened for eligibility, 25 were chosen to receive treatment. With a value of $150,000, this is the largest-ever donation of braces to kids in the Capital Region.
To Dr. Sergey Berenshteyn and the caring professionals that are part of our team, the value of this program was priceless. We saw firsthand how much a healthy smile could change a child’s life, and took great joy in turning dreams into reality for so many worthy children and wonderful families.
This type of community support typifies what Adirondack Orthodontics is all about. We believe every patient should receive caring, personalized attention and custom orthodontic solutions using the most advanced equipment. Regardless of your economic situation, you can be assured of receiving the highest level of care from our team.
Nothing should stand between you or your child and straight, beautiful teeth. We encourage you to contact us to learn more about our interest-free payment options, flexible payment plans, and discounts, and to schedule your free initial consultation. Click here to get started!
Adirondack Orthodontics partnered with Smiles Change Lives back in October to donate treatment.
Clifton Park Orthodontics once again provided 28 molded mouth guards for Shenendehowa ice hockey team at no cost to the team or the parents. Click here to read the full article
Adirondack Orthodontics teamed up with Smiles Change Lives, for what organizers say is the Capital Region’s largest-ever donation of braces. Click here to read the article.
Adirondack Orthodontics teamed up with international nonprofit organization Smiles Change Lives to screen 100 children for free orthodontic care and braces. Click here to read the article.
An orthodontist in the Capital Region is cutting the bill and making it easier for parents to be able to afford dental work for their kids. Click here to read the article.
Should I Get Invisalign?
It’s no secret that Invisalign’s popularity has grown over the years. With the many advancements in our technology, Invisalign clear aligners are better than ever! Invisalign goes beyond cosmetic improvements – Invisalign allows you to live your life to the fullest all while correcting your smile. Since Invisalign aligners are custom fit to your mouth, Invisalign aligners are just as effective as traditional braces and can even be completed in a shorter amount of time than metal or ceramic braces.
Top 5 Reasons To Get Invisalign
- Speech & Phonetics – Since your mouth isn’t full of metal, brackets, and rubber bands, you are able to better pronounce and articulate your words when you speak.
- Low Maintenance – One of the biggest advantages to Invisalign is that you can take the aligners out at mealtime. Traditional braces are difficult to clean, and food is easily trapped in between the wires & brackets. For cleanup, simply rinse and soak your aligners in the official Invisalign cleaning solution – that’s it! You should always brush and floss before wearing your aligners.
- Improved Oral Health – Invisalign aligners, just like traditional braces, don’t just work to make your smile pretty. Orthodontics is all about aligning your teeth properly so that you can live your life pain-free and confidently. Invisalign aligners have been proven to help with facial, jaw and even neck pain in some patients. Properly aligned teeth allow for better bone structure and healthier gums which both are important factors in oral health.
- Multi-Use – Invisalign aligners can double as teeth whitening trays and they can even be used as protection against teeth grinding! Talk about getting more bang for your buck. Who doesn’t love a great deal?
- Better Cleanings – If you hate going in for your semiannual teeth cleanings, then you’re in for a treat! After completing Invisalign, your teeth are not only straighter, but they become easier to clean. Straighter teeth are easier for your hygienist to clean and floss, resulting in less time in the dentist’s chair.
If you’re wondering if Invisalign is right for you, give Adirondack Orthodontics a call today! Our knowledgeable staff will be happy to answer your Invisalign questions!
Dr. Berenshteyn recently recognized his parents’ tenacity and hustle in two teenagers, both Guilderland High School students, both patients of his. And both are the children of immigrants. When they told Berenshteyn they wanted to learn to be orthodontists, he created paid apprenticeships for each of them. Click here to read the article.